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      05-17-2019, 03:49 PM   #89
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My guess is that these folks also favor leasing ("renting") a car.
Very different decisions. I own my home but prefer to lease my cars for a variety of reasons covered in many other threads.
Perhaps the anti-mortgage folks on this thread like to change up their home every 3 years to ensure they always have the latest and greatest in living accommodations.
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      05-17-2019, 05:16 PM   #90
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Theres no point in being car poor

The stress of spreading yourself too thin, dont do it if its gonna be a big chunk of you monthly income

But if yiu can absorb it, only you know how much yiu can take
I pay 1k per month for my M3 and I make more than 20k per month and I often question if I made a wise financial decision lol.
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      05-18-2019, 09:34 PM   #91
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I pay 1k per month for my M3 and I make more than 20k per month and I often question if I made a wise financial decision lol.
Dang 20k a month in AR? That is rare...
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      05-18-2019, 09:37 PM   #92
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Dang 20k a month in AR? That is rare...
I’m a consultant. I don’t have any clients in Arkansas.
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      05-20-2019, 03:28 PM   #93
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I’m a consultant. I don’t have any clients in Arkansas.
I was gonna guess football coach or something...
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      05-20-2019, 03:59 PM   #94
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I was gonna guess football coach or something...
My gig is a little less stressful than a Football coach lol
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      05-21-2019, 11:09 AM   #95
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I pay 1k per month for my M3 and I make more than 20k per month and I often question if I made a wise financial decision lol.
what kind of consultant?
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      05-21-2019, 02:59 PM   #96
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I pay 1k per month for my M3 and I make more than 20k per month and I often question if I made a wise financial decision lol.
Maybe you can loan the OP some $ so he can "afford" his M3?
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      05-21-2019, 03:13 PM   #97
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what kind of consultant?
sex consultant
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      05-22-2019, 08:39 AM   #98
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sex consultant
Also known as a family councilor in Arkansas.
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      05-22-2019, 09:09 AM   #99
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I pay 1k per month for my M3 and I make more than 20k per month and I often question if I made a wise financial decision lol.


Couldn't you just pay cash for it after saving for a few months?
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      05-22-2019, 01:45 PM   #100
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any jpegs of the M3???
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      05-22-2019, 04:05 PM   #101
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Couldn't you just pay cash for it after saving for a few months?
Well 85k would take more than a few months plus I have 5 kids and 2 under the age of 2. I don’t know if you have kids but they aren’t cheap plus we spend a lot of time traveling.
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      05-22-2019, 04:08 PM   #102
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what kind of consultant?
Well I consult with buyers on very expensive cars for purchase like Bugatti, Ferrari Aston Martin, Porsche, McLaren and Merc. I’ve sold 1 client over 9 mil in cars in the past 6 months.

Last edited by tebbnsx; 05-22-2019 at 04:52 PM..
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      05-22-2019, 04:12 PM   #103
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Also known as a family councilor in Arkansas.
I don’t think Iowa is too far behind there buddy bahahahahaha.
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      05-22-2019, 04:55 PM   #104
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any jpegs of the M3???
Here you go
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      05-22-2019, 06:27 PM   #105
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at OP - depending on what type of car person you are but i'd suggest forgoing the purchase of an M3 and skip a few car purchases to ultimately purchase something that is far more superior and sporty than an M3.

I've heard that the M3 was a "mistake" from a couple people whose ultimate goal was a higher end sports car. Yes they loved them but the money dumped into those purchases pushed back their mid life crisis car that much further back.

For some ballers - the M3 is a perfect stepping stone or end of the road car. However, for others it's just a detractor.

It's like a high end SUV. Why pay $160k so some non sports oriented person can drive your turbo porsche cayenne. It makes no sense to me but that's because I can't fathom that financial lifestyle where a $160k SUV is like me getting a used Ford Fusion.
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      05-22-2019, 07:07 PM   #106
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at OP - depending on what type of car person you are but i'd suggest forgoing the purchase of an M3 and skip a few car purchases to ultimately purchase something that is far more superior and sporty than an M3.

I've heard that the M3 was a "mistake" from a couple people whose ultimate goal was a higher end sports car. Yes they loved them but the money dumped into those purchases pushed back their mid life crisis car that much further back.

For some ballers - the M3 is a perfect stepping stone or end of the road car. However, for others it's just a detractor.

It's like a high end SUV. Why pay $160k so some non sports oriented person can drive your turbo porsche cayenne. It makes no sense to me but that's because I can't fathom that financial lifestyle where a $160k SUV is like me getting a used Ford Fusion.
I’m not certain as to your line of reasoning here if this is the car the OP really wants.
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      05-22-2019, 10:51 PM   #107
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Originally Posted by PoorLurker View Post
at OP - depending on what type of car person you are but i'd suggest forgoing the purchase of an M3 and skip a few car purchases to ultimately purchase something that is far more superior and sporty than an M3.

I've heard that the M3 was a "mistake" from a couple people whose ultimate goal was a higher end sports car. Yes they loved them but the money dumped into those purchases pushed back their mid life crisis car that much further back.

For some ballers - the M3 is a perfect stepping stone or end of the road car. However, for others it's just a detractor.

It's like a high end SUV. Why pay $160k so some non sports oriented person can drive your turbo porsche cayenne. It makes no sense to me but that's because I can't fathom that financial lifestyle where a $160k SUV is like me getting a used Ford Fusion.
OP can barely afford a M3. You are telling him to look for something even more expensive? Poor financial advice.
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      05-22-2019, 11:59 PM   #108
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Try not to borrow money for things that depreciate. My dream car is a 335 coal roller...
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      05-23-2019, 07:34 PM   #109
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Originally Posted by tebbnsx View Post
I’m not certain as to your line of reasoning here if this is the car the OP really wants.
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Originally Posted by MisterF80M3 View Post
OP can barely afford a M3. You are telling him to look for something even more expensive? Poor financial advice.


For people without a lot of money, large purchases require sacrifices over longer periods of time.

M3 is like Ruth's Chris - its good alright but a real steak lover's restaurant it is not

id rather eat mcdonalds until I can save enough to eat at a real steakhouse bypassing ruths chris

two ruth's chris steaks or one real steak?

apply to logic to cars
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      05-23-2019, 09:14 PM   #110
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For people without a lot of money, large purchases require sacrifices over longer periods of time.

M3 is like Ruth's Chris - its good alright but a real steak lover's restaurant it is not

id rather eat mcdonalds until I can save enough to eat at a real steakhouse bypassing ruths chris

two ruth's chris steaks or one real steak?

apply to logic to cars
Stupidest logic I've ever heard.

Why get a M3 when you can get a GTR? Why get a GTR when you can get a 911 turbo? Why get 911 turbo when you can get a Ferrari?

Get the picture?
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