Quote:
Originally Posted by No one
So, you don't pay for having your credit card then? "Financially non-responsible people" (rather than yourself) buy those "tons of points" for you? I wouldn't call that non-responsible. Looks like some absurd: the one who pays actually does not, the ones who don't pay actually do.
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Not sure what you are getting at...
No-fee card, zero balance = no paid interest. I use the card for everyday purchases, and the points rack up. I maintain no balance and pay in full so I pay zero interest. The card company gets nothing from me. They obviously don't give the shit for points away for free, and so the cost is levied on those who do pay interest.