Look at:
www.powershares.com, look at their "Dynamic Funds", they're ETFs.
Buy them thru a deep discount broker.
Learn to do your own stockpicking. Financial Advisors, for the most part, wouldn't know the difference between a good stock and their own butt. They're salesmen!
Read one of William O'Neill's books, and read Investors Business Daily everyday. Learning it yourself is the best way to go. But if you find you aren't good at it, admit that, and find someone that is.