Quote:
Originally Posted by Run Silent
Yup. I had this same thing happen at a greater magnitude to me in December. Someone ran a red light and hit me and my family while we were driving the Bronco. Ripped the front end off our Bronco. Damage estimate was $43K, so they totaled our car.
The at fault party insurance limit for property damage was $50,000, but the value assessed by the insurance company for our Bronco was $57,500.
So instead, we just went through our insurance agency for underinsured motorist and received the $57,500 plus taxes and tag fees we paid. Our insurance rates did not go up, since the other party was deemed 100% at fault.
Picture of our Bronco below.
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Noooooo!!!!
Hoping you and the family walked away OK. Thank goodness you were in this little tank and not one of your other sportier vehicles. Not sure how the Alfa would have held up.