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      04-30-2019, 12:33 PM   #11
bimmer456
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Drives: 340i
Join Date: Nov 2016
Location: Pasadena, CA

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Quote:
Originally Posted by Pauldunlop13 View Post
I set up small monthly payments on the cards I rarely use.
Ie
Netflix on one. $14
Sling tv on another. $25
One for my gym fee

Then you set the Auto Pay on it for Full Balance each month
Throw the card(s) in a safe
This keeps activity on the account without a big hit

Sometimes they don't close it, but drop your credit limit on the card, which will affect your utilization in a negative way
I think they may have lowered it on this card but raised it on my other cards so my utilization stayed the same.
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