Quote:
Originally Posted by Pauldunlop13
I set up small monthly payments on the cards I rarely use.
Ie
Netflix on one. $14
Sling tv on another. $25
One for my gym fee
Then you set the Auto Pay on it for Full Balance each month
Throw the card(s) in a safe
This keeps activity on the account without a big hit
Sometimes they don't close it, but drop your credit limit on the card, which will affect your utilization in a negative way
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I think they may have lowered it on this card but raised it on my other cards so my utilization stayed the same.