Quote:
Originally Posted by JasonCSU
Why cancel the card though? Why not use credit cards for their perks and benefits and pay the balance in full each month instead? In that sense, it's not exactly "borrowing money" like carrying a balance or taking out a conventional loan.
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Yeah, even if you are not using it, there is not really a reason to cancel it unless there is an annual fee or you are worried about not being able to monitor it for illegal activity or something similar to those.