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      03-30-2017, 05:26 PM   #38
IllSic_Design
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Drives: 09 E92 335i
Join Date: Jun 2016
Location: Northern California

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When I had little to no credit history(still had 710 score but doesn't matter without history) I had to get a secured credit card, where you put down a little money on it and they give you a line of credit. I did mine through Capital One although a lot of banks offer them also. After 6-8 months of paying it on time and never going too high on credit utilization(13%) I was able to jump to a regular credit card(cash back benefits). Still took another year or so and another credit card or two to get some history and ability to get an auto/personal loan.
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