[QUOTE=Alvinized52;24764219][QUOTE=LOW4LYF;24761601][QUOTE=Alvinized52;24745811]
3) keep monthly balances under 30% of credit limits.
Quote:
You mean each card less than 30% or in total?[/QUOTE
Each!
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My credit score doesn't seem to have changed?
I consolidated everything to 1 card (0% interest transfer), so that card is up above 35%.........but my total utilization is only 11%.