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      04-30-2019, 01:55 PM   #22
type-dRew
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Drives: 2009 335i xDrive
Join Date: Feb 2019
Location: Newport MI

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Carrying a balance is better than never using it. No reason to avoid using it if you can pay it off. Using the card up to just over half the limit will not affect your score adversely, over that and it becomes counter productive.

Use it for gas. Pay off everything but $5 every month. Watch your score go up.
__________________
2009 335i xDrive AT / 177k+ miles
PSP 750ic / Fuel-It! Stage 1 / BMS CP / Sutphin Tuning / RFP E50
11.61 @ 117.5
New setup; Covid 19Ts on RFP 93 + ARM inlets, dp, VTT cp and PSP outlets
Appreciate 0