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      09-14-2021, 10:36 AM   #36
DenverSteve
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Drives: 2021 BMW
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Location: Denver / L.A.

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Quote:
Originally Posted by 2000cs View Post
...If you can work though all of this with some confidence, you can handle it yourself. You may want to get some financial planning advice from a real pro (not some anonymous dude on a BMW forum)......
This is paramount for anyone (everyone). You should have a retirement specialist, usually associated with your insurance/estate planning that isn't you. You/we frequently look at our financials in a manner that prioritizes our wants and not necessarily our reality. "Oh yeah, I can afford that....". You need someone completely objective to review your investments.

Quote:
Originally Posted by ASAP View Post
...
I don't know anything sadder than-

1) Someone waiting to retire because they wouldn't know what to do.
2) Someone retiring and going back to work later - part time or whatever.
3) Someone retiring and not being able to do anything they actually want to do because they can't afford it.....
Actually, one thing that many people thrive from is working part-time at non-profits or charities that appeal to them. Or, at a job - between traveling and golfing or just enjoying life - that makes them feel connected. Heck get a job working a a golf course, zoo, museum, baseball park... that allows you to connect with things you enjoy and participate for free.
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