Quote:
Originally Posted by NickyC
Judging by her obesity, making incorrect decisions appears to be common for her.
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F'ing classic. Thanks for the laugh.
For all the other folks pushing for a DV claim, I'd love to hear how many of you have actually been successful in such a pursuit. I got rear ended by a flatbed truck hauling cement blocks. Shoved me into the car in front. Front and rear bumpers replaced, bumper support bar in the rear replaced. No airbag deployment. I went after the insurance company for DV. They kicked it to their DV specialist who, shockingly, determined there was no DV. They basically said I was free to get a lawyer and sue them if I disagreed. I then went to an independent assessor that the body shop recommended. He reviewed the repair and said "Look, I'll push the issue for you with the insurance company. In my opinion, you have between $5k and $7k in diminished value. It'll cost you $500 for my time to pursue it. However, I want to warn you that the likelihood you prevail is low. Most DV claims are based on previously proven court cases that demonstrate that once stretched, pulled, ripped metal is banged and bent back into shape it may look undamaged but structurally it's weaker and no longer as good as OEM. Because 100% of your damage was corrected by unbolting parts and bolting OEM parts back on, the only lasting damage you have endured is based on the stigma of the car being hit. Those claims can be won but generally it's for things like an all-original, low mileage, classic or antique car."
So basically, I dont think the OP has a chance with winning a DV claim as it looks like they can just slap a new bumper on, paint, and be done.
Rahul718 Sounds like your insurance caught up with hers so at least you arent paying the deductible. If nothing else you can sleep at night knowing her rates have gone up. I would also be hounding the shit out of the cops to open a hit and run case. My wife got hit and run on the freeway. Punched a hole in her rear bumper big enough to put a watermellon through. The person just drove off. People like this need to be held accountable for their actions. it's the only way they learn. Dont drop this. File the report. She needs this on her record!