When I worked on Brickell and 12th street in Miami, the intersection often flooded during heavy rain. From my window I had a birds-eye view of folks trying to barrel through standing water, in an oblivious fashion as if they were in amphibious vehicles. My office mates and I would wage bets on those who were most likely to get stuck. Once water covered the hood they were more often than not done. Unless you have a Defender, Tacoma, Wrangler, etc with a snorkel and/or serious ground clearance, its hydra-lock city. Im sure many of them got their feelings hurt when taking the car to the dealer for service assuming they could get engine repairs/replacement under the OEM vehicle warranty.:rolleyes And those without the right insurance coverage were equally hosed.