Quote:
Originally Posted by Axius
Snapshot is a joke anyways, drove like a normal person and when the time was up I think insurance went down a whopping $6/mo.
Driving with spirit would have been worth more than the measly $6/mo.
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Yep! Same story for me. I had it in my Focus and drove like a granny for a month. I only had the "hard braking" warning go off like 2 times all month when people cut me off. No change whatsoever in premiums.
The problem is it heavily weights the time of day that you drive. So because I commute to and from work during rush hour, I'm in the highest risk category. Late at night is also bad.
The only way it can possibly benefit you is to:
1) Drive fewer miles
2) Drive only between 11am and 3pm
3) Drive extremely conservative at all times
If you don't meet all 3 criteria, it's a waste of time.