[RickFLM4]

I get those types of notices a few times a year since I froze my credit years back. Once your info is out there it will probably circulate forever. I also change passwords and try to avoid using the same password in multiple places, which is a PITA. I assume every place I have info is porous so I also try not to save info anywhere except Amazon and another place or two. Every time I report an attempt of fraud to a bank, etc. it is either ignored or they tell me to file a police report. I filed a police report once and there is nothing the police can or will do in the absence of an actual loss. So I just put things in a file. I do believe the problem originated with PayPal a long time ago.

I don't think these is a risk free solution except living off the grid. No credit, no bank, no ownership, etc. I can't do that. I'm also not sold on the value of paying the credit agencies or LifeLock for "protection" either. I had credit monitoring for a while but, not surprisingly, there were no new accounts since my credit is locked.