Quote:
Originally Posted by vreihen16
...and so it begins. I can't tell you how it ends, because I was enlightened enough by reading others people's horror stories to get the flock out while I still had a credit score to refi with our local credit union.....
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I don't really have a lot of faith in Equifax either considering the BS they went through a few years ago with the hacked data base, etc. Nonetheless, they are one of the major 3 credit reporting agencies. To be clear, even though it dipped by 23 points, I'm still in the excellent credit range as I've always been in the 800s. It's really the principle of the matter for me and this illogical impact on my credit score.
Fortunately I don't have plans for any big purchases in the near future so hopefully it will eventually correct itself in due time. If I was planning a refi or buying my car, this would be a bigger deal to me. Still annoying though.