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no idea about same insurance or not.
do get someone independent to appraise the car, don't try to do it yourself. when i talked to the at-fault insurance company and brought up diminished value, they were like "yeah you could but you'd need to have someone appraise it blah blah blah". i told them i did have someone and their whole tone changed. they know how to negotiate the process. i got $8k, ymmv but it's worth the cost.
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