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just got a text from my lender today, he said its time to get started on the paperwork... he's at 3.75% on a 30/fixed at this time. we bought in march this year (crap timing for interest rates) at 4.5%. so its still a decent chunk.
we might also look at a 15 year, but worse case scenario, we'll just pay on the 30 like its a 15.
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Instagram; @roastbeefmike
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