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I would do it. One thing you didn't mention is your future wife's salary. At least in my marriage, her money is my money and vice versa. You seem to be a millennial like me and as long as you and your future wife will still going to be able to put money in savings, and also be able to go several months without that dual income when the babies come, get the car. Being "young" you will still have time to recover financially.
You're not buying a new M3 so the depreciation won't be horrible like my new OG M2, and also you won't have to worry about buying a bigger car, i.e. M3 because the baby arrived and it's a tight fit in the back. The f80 isn't known for being unreliable so the maintenance shouldn't be too bad. Yolo.
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