Nothing new to add. Pay off the pad or as much as you can. Don't go crazy on the wedding but put this above the car. Save up and have a rainy day fund. If your partner is out of work you will have to cover payments. Have you thought about starting a family? $$$$! Warren Buffet said it best: "Don't save what is left after spending; spend what is left after saving." Let's say you have enough monthly income to cover your basic needs, and you want to start saving. Budget for your needs and bills, then figure out how much you want to save. Whatever is left is spending money.
$65k p/y is decent but aim higher. Get promoted or find a higher paying position. You never know one might come with a company car scheme.
This may also be worth a watch: