Quote:
Originally Posted by IllSic_Design
Quote:
Originally Posted by NEfan508
Quick way to inflate credit score if you have a year old AMEX credit card
After 12 consecutive months of good keeping, you could get 3x's your original credit line instantly, example Hilton card $10k limit opened on 01-2018 in good standing can get $30k just by applying online NOT by phone, it's once per card lifetime (the original credit line is key)
That helps your debt ratio for sure, I have it on a few cards I keep in the sock drawer, just use the card for a soda or gas every now n then to keep active
I'll look for the link, I did it for my wife and kids, works as of last year
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Thanks for this, just 3x my limit on my amex!   |
Happy it helped
This forum is for sharing information
anyone with teenage kids? put them on your oldest credit card as a authorized user, when they are 18 all that becomes on his/her record payment history etc.
Edit: kids as young as 13 years old can get a AMEX card, Barclays and Chase too, Discover is 15 I think? And US bank 16
Just make sure the name on the card is the same as what they will use when they are adults like Joshua J. Miller not Josh miller, if not matching its listed as a alias (matching is best) my 2 cents
Just don't let them keep the card or they will buy Fortnight V bucks...