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Quick way to inflate credit score if you have a year old AMEX credit card
After 12 consecutive months of good keeping, you could get 3x's your original credit line instantly, example Hilton card $10k limit opened on 01-2018 in good standing can get $30k just by applying online NOT by phone, it's once per card lifetime (the original credit line is key)
That helps your debt ratio for sure, I have it on a few cards I keep in the sock drawer, just use the card for a soda or gas every now n then to keep active
I'll look for the link, I did it for my wife and kids, works as of last year
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