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      04-30-2019, 02:43 PM   #44
Pauldunlop13
Second Lieutenant
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Drives: M4 Convertible
Join Date: Sep 2017
Location: Colorado

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Quote:
Originally Posted by type-dRew View Post
Carrying a balance is better than never using it. No reason to avoid using it if you can pay it off. Using the card up to just over half the limit will not affect your score adversely, over that and it becomes counter productive.

Use it for gas. Pay off everything but $5 every month. Watch your score go up.
Using half the limit is too high
29% and under is where you want to be.
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2019 YMB ZCP convertible with Dinan Exhaust
2011 Ducati Diavel Carbon Edition
2015 BSM M4 Convertible - 2018-2019
2016 228Xi - 2017-2018
2003 Acura RSX Type S 2003-2017
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