Quote:
Originally Posted by rad doc
It makes me laugh when i hear the "We dont use credit cards" humblebrag. You really are missing tons of benefits and freebies. Not to mention I would hate to use my debit account for all purchases. I find credit card companies are much easier to work with for fraud and chargebacks.
As to the fees, most will wave the fees if you are a good enough customer. Smart usage and we haven't paid for a plane tickets in years. For example, just booked last minute flight to nyc. Free with points vs 650 per. Saved on baggage charges too. We come out way ahead yearly.
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I mentioned I have one card that I do use for big purchases to get the perks and benefits it does offer.
But I just don't use a CC like most people. Not bragging, it's just that we really don't buy a lot and lead pretty simple lives.
I guess a lot has to do with how you are raised.