Quote:
Originally Posted by JasonCSU
Well for me, and I assume many others, I use my cards for everyday purchases like gas, groceries, dining out, and bills that don't charge additional fees for using a card. Depending on the card, I am getting between 2-5% back on those purchases which definitely adds up over time.
There are other benefits in addition to the cash back and travel points. For example, the credit card companies have been really good at handling any fraudulent purchases when things get hacked, which is inevitable these days. Other protections like insurance on rental cars and various other travel related things is useful as well.
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This is what I do as well. Gas, groceries, phone bill, auto insurance, etc. I just pay off every month before the statements drop. Yes it takes some effort to remember which card gives max benefit, but it does add up and is well worth it to me.
I don’t really see any reason to get the Apple Card.