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Years ago I was in the same spot and bought an M3 and I don't regret it. But it didn't work out. Through a series of bad luck I got 3 speeding tickets in 6 months and almost losing my license. I got it back under a hardship appeal but the car had to go as I couldn't afford the insurance anyway. I wasn't going so fast but I got caught on B roads going through small towns and the fines are stiff. It was the first fast car I owned and I had traveling alot in Germany at that time and picked up bad habits. A car you really want is thrill and you can always sell it if its to expensive to keep. M cars are really special. You could also consider an M2 which might be special enough but less expensive. Everyone knows cars are a lousy investment but so are diamonds.
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