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I looked into doing this a while back, because i have a perfect driving record, so i thought it would help save some money.. WRONG! I found out that a lot of peoples rates actually went up! It tracks what TIME you drive, and if you are driving during peak times, that goes against you. The distance you drive to work, and if its more than like 7 miles, that hurts you. If you hit your brakes too hard, THAT hurts you. There are so many things that people dont realize when they give it a try. I definitely wouldn't recommend it.
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