Quote:
Originally Posted by c1pher
I was fortunate enough to get 3.25% back in 2010 so no real incentive to refi for me.
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My vacation home is at that rate. Got it in 2012. So same situation.
My primary home is 3.75% and refi'd in 2012. This one is tougher. Don't know if it makes sense for me to refi even at the current low rates. I've been paying in for 8 years. For me to reset the clock and add in closing costs plus resetting the clock with front loaded interest, not sure if it makes sense.