[QUOTE=OkieSnuffBox;24764690][QUOTE=Alvinized52;24764219][QUOTE=LOW4LYF;24761601]
Quote:
Originally Posted by Alvinized52
3) keep monthly balances under 30% of credit limits.
My credit score doesn't seem to have changed?
I consolidated everything to 1 card (0% interest transfer), so that card is up above 35%.........but my total utilization is only 11%.
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It could be you do not have long enough credit history yet. Do you have any big loans like student loans, mortgages, etc...??