Quote:
Originally Posted by David70
If card A has a reward system that is better than card B, this would be the reason to avoid using card B even if you can pay it off.
For the "Use it for gas. Pay off everything but $5 every month" - carrying a balance also comes with a fee and you can build up your low or mediocre score without paying for it.
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I don't completely disagree. But the fee is usually so minor that its worth the minor spend to keep your score in view.
If I have the card, it gets used and paid off nearly completely. Benefits of the better card means it gets the most use. But they all get at least 1 swipe a month to keep usage and visuals up.