Quote:
Originally Posted by MGM135is
No, you just need to start thinking more about principle preservation instead of growth. Most funds have retirement targets that do the mixing for you if you are more of a novice or you can start looking more into more stable/consistent dividend returns.
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This what I'm saying. My current target account seems to be pretty damn risky. That's why I was thinking about principle preservation by moving to a less risky fund. I was not planning of withdrawing or leaving the investment firm. Just looking at something safer and maybe cutting back contributions.