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I didn't even bother reading the last seven pages. I stopped when I saw $42,000 car and $65,000 income and still making a mortgage payment, of which half is being paid for by someone he isn't even married to.
Are. you. insane?
No.
No.
No. Do not buy a depreciating asset that costs nearly 3/4ths of your annual income. This is a terrible financial decision and one that will lead you down a poor path in the future because you will have now set an unattainable baseline.
Think you are gonna drive an M3 around for a couple of years and then go back to a 230i? No way. It will become your new normal. Keep buying cars that you cannot afford over the course of your life and you will end up broke and miserable.
Just no.
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Don't sweat petty things....or pet sweaty things.
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