Quote:
Originally Posted by David70
Quote:
Originally Posted by TXSTYLE
Big Banks, being the Total VAMPIRES that they are, are ONLY concerned with profiting off of you... Period! No more of this, "just having a place for your money to sit bullshit". If you aren't in Debt to them... You're Dead to them.
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They, like every other business have a main goal of maximizing profits, not to be your friend. They create a business plan and products and you have the option of buying these products or not, then follow the rules to staying free of fees or not.
I am very happy with Charles Schwab online bank, minimum balance required but zero fees after this and free ATM's usage anywhere in the world, free checks also but not a big deal anymore. I go to SE Asia about once a month and when I arrive just go to the ATM and get a small amount of money out (trying to use credit cards wherever possible). |
I get free ATM in the US not sure about international. I get free checks and no fees as well, minimum balances is including my brokerage account combined balance. I have enough to qualify for bonus cash back and miles.