Quote:
Originally Posted by IllSic_Design
Quote:
Originally Posted by bimmer456
I closed a capital one venture card didn't want to pay the annual fee. I was told I should have changed it to another card with no fee but keep the same account number and credit limit and not use it. Anyway my credit is fine.
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Does anyone know how to do this exactly? Because I called a while back and tried to have one of my cards with a fee changed to another card without a fee with me keeping the same account and the person told me I would have to close the account, and then apply for a new account to do this. But I have seen quite a few people online say that they have done this.
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Yeah I saw it mentioned on a YouTube channel or several about credit cards and credit scores but always wondered if it was actually possible. Probably it would be easier to just ask for a credit limit increase on another card to keep your credit limit the same or higher.